Prestige Group Debt Profile and Cash flow 2026 latest Update

Cash flow means how much money comes in and how much goes out during a period.

There are three main types of cash flows:

• Operating activities (daily business work)
• Investing activities (buying land and buildings)
• Financing activities (loans, interest, and dividends)

Operating activities include money earned from selling homes, renting offices and malls, and providing property services.

This includes:

• Residential collections
• Rent from commercial and retail properties
• Mall operations
• Property maintenance and security
• Deposits and other receipts

Total Inflow:

• Q2 FY26: ₹49,383 million
• H1 FY26: ₹1,01,576 million

This money is spent on:

• Construction costs for development projects
• Landowner payments and refunds
• Sales, marketing, and office expenses
• Income tax and other indirect taxes

Outflow Details

• Construction cost (development business):
• Q2: ₹22,217 million
• H1: ₹45,898 million
• Other payments as well as expenses:
• Q2: ₹12,352 million
• H1: ₹22,701 million

Total Outflow

• Q2: ₹34,568 million
• H1: ₹68,600 million

This is the money left after daily expenses.

• Q2 FY26: ₹14,814 million
• H1 FY26: ₹32,977 million

This shows Prestige Group’s core business is generating healthy cash.

Investing activities involve spending money to grow the business for the future.

Outflows Include:

• Construction of retail, commercial, and hospitality projects
• Buying land, TDR, refundable deposits, and buyback of stakes

Investment Spending:

• Q2 FY26:
• Construction cost: ₹8,297 million
• Land and investments: ₹11,215 million
• H1 FY26:
• Construction cost: ₹17,484 million
• Land and investments: ₹19,790 million

Total Investing Outflow:

• Q2 FY26: ₹19,512 million
• H1 FY26: ₹37,273 million

Net Cash Flow from Investing Activities:

• Q2: –₹19,512 million
• H1: –₹37,273 million

Negative cash flow here is normal because the company is building for future growth.

Financing activities deal with borrowing money and repaying it.

Money Coming In

• Net debt drawn
• Other financing inflows

Total Inflow:

• Q2 FY26: ₹6,869 million
• H1 FY26: ₹18,600 million

Money Going Out

• Finance cost (interest payments)
• Dividend paid to shareholders

Outflow Details:

• Finance cost:
• Q2: ₹4,091 million
• H1: ₹7,984 million
• Dividend payout:
• Q2: ₹775 million
• H1: ₹775 million

Total Outflow

• Q2: ₹4,866 million
• H1: ₹8,759 million

Net Cash from Financing Activities

• Q2 FY26: ₹2,002 million
• H1 FY26: ₹9,841 million

As of 30 September 2025, Prestige Group has a balanced and controlled debt structure.

Key Debt Numbers

• Net Debt: ₹73,202 million
• Average Cost of Debt: 9.61%
• Debt–Equity Ratio: 0.45

A debt-equity ratio of 0.45 means the company is not over-dependent on loans.

Prestige Group uses its borrowed money carefully across different businesses.

Project-wise Debt Distribution:

• Residential & Commercial (for sales): 45%
• Office Space: 17%
• Retail and Hospitality: 2%
• Rental Securitisation & Operating Hospitality Loans: 36%

Most of the debt is linked to income-earning projects, which helps in repayment.

Prestige Group’s FY2026 cash flow and debt profile show a strong and stable financial position. The company is generating good cash from its daily operations, investing actively in future projects, and managing its debt carefully. With a reasonable cost of borrowing, low debt-equity ratio, and well-spread debt usage, Prestige Group appears financially disciplined and well-prepared for long-term growth.